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Applied Intelligence & Aether

AI governance. From regulatory expectation to operating reality.

Regulators are no longer asking whether you have a policy. They're asking whether you can prove it works.

The regulatory moment.

ASIC · May 2026

Governance is lagging adoption

Boards lack technical literacy to challenge AI risk. Assurance practices aren't keeping pace. Enforcement follows where gaps persist.

Read the key findings
APRA · May 2026

AI & third parties are in scope

Governance must be backed by test results, audit findings and independent validation - not assurances alone.

Read the key findings
CPS 230 · July 2025

Board obligation, not IT problem

Critical operations and AI vendors must be registered, governed and tested. 72-hour incident notification is mandatory.

Read the key findings
AI Maturity Diagnostic

Where are you today?

Tick what you have confidently in place. Gaps become your roadmap to regulatory confidence.

0 /16
Start ticking to see your score Tick each control you have confidently in place.
Governance
  • Formal AI policy, register and risk framework
  • AI council or accountability structure
  • Meaningful AI risk reporting to the board
  • Decommissioning and change processes for AI
People
  • Board AI literacy to challenge risk
  • Risk and audit functions equipped for AI
  • Staff know what AI they can and cannot use
  • Accountable owners across the AI lifecycle
Process
  • AI use cases through a defined assurance pathway
  • Continuous monitoring of AI decisions
  • AI providers in material service provider register
  • Post-deployment monitoring and drift detection
Tools
  • Visibility of every AI tool, incl. shadow AI
  • Approved platforms defined and enforced
  • AI decision audit trail for any case
  • Visibility across embedded AI in enterprise SaaS
Introducing Applied Intelligence

Capability built with your teams, not delivered to them.

Applied Intelligence is our methodology for closing diagnostic gaps.

Baseline

AI Risk Assessment

Baseline

A structured diagnostic across governance, people, process and tools - mapped to APRA and ASIC expectations.

Design

Governance Framework

Design

Policy, accountability structures and lifecycle processes embedded within your existing risk framework.

Build

Assurance & Controls

Build

AI audit methodology and evidence frameworks built with your audit and risk teams - not parachuted in.

Sustain

Ongoing Governance

Sustain

Board reporting, regulatory liaison and continuous monitoring as your AI capability evolves.

Introducing Aether

Your AI systems. Governed.

Aether responds directly to APRA and ASIC requests - giving you continuous, auditable evidence regulators can act on.

AI System Registry
Decision Audit Trail
Compliance Scorecard
AI System Registry ● Live
0 AI systems registered
0 Daily decisions - immutable audit trail
0 Frameworks mapped - EU AI Act, ISO 42001, APRA, NIST
SystemOwnerRisk tierFrameworksStatus
Credit Scoring Model
Retail lending
Chief Risk Officer High APRA, ASIC, Privacy Act Needs review
Fraud Detection Engine
Payments
Head of Financial Crime High APRA CPS 230, ISO 42001 Compliant
KYC Verification AI
Onboarding
Head of Compliance High AML/CTF, Privacy Act Needs review
Contract Review Copilot
Legal
General Counsel Medium Corporate risk policy Compliant
A live inventory of every AI system - ownership, risk tier, framework obligations and current governance status.
Decision Audit Trail Immutable
Credit Scoring Model Flagged 81% confidence
Application referred for manual review
Reviewer: Credit Analyst · , 09:42 · Input: 47 data points
Loan Approval Optimiser Flagged 84% confidence
Recommended decline - high debt-to-income ratio
Reviewer: Senior Credit Manager · , 10:15 · Input: 62 data points
Contract Review Copilot Approved 92% confidence
Flagged indemnity clause for legal review
Reviewer: General Counsel · , 11:03 · Input: 214 clauses
Fraud Detection Engine Approved 97% confidence
Transaction pattern escalated to SIU
Reviewer: Fraud Analyst · , 11:38 · Input: 31 signals
Every AI-assisted decision - inputs, outputs, confidence level, reviewer and timestamp - in a single defensible record.
Compliance Scorecard
Overall compliance
0%
Against all active framework obligations
Partial controls
0
Requirements needing uplift
Critical gaps
0
Immediate action required
APRA CPS 230
0% Partial
ASIC obligations
0% Gap
Privacy Act 1988
0% Partial
ISO 42001
0% Partial
A board-ready view translating AI usage into regulatory exposure, control accountability and evidence gaps.

Live inventory of where AI influences your critical business processes

Defensible audit trail linking every AI interaction to an accountable owner

Board-ready scorecard - what's controlled, what's partial, what needs attention

Built by people who understand regulated delivery.

DISP certified
Active across NSW and Commonwealth government
Australian, female-owned, veteran-founded SME